Terms of Service

Last updated 24 August 2026

These terms are the agreement between you and [LEGAL NAME] Ltd ("we", "us") for the Tracked Money mobile app and this website. By using Tracked Money you accept them. If you do not, please do not use it.

1. What Tracked Money is

Tracked Money reads public disclosures — congressional periodic transaction reports filed under the STOCK Act, SEC Form 4s and 13Fs, federal contract awards, and publicly observable signals — and presents them in a readable form with alerts. It is an information product and nothing more.

Tracked Money is read-only. It does not connect to any brokerage, cannot place a trade, cannot move money, and never holds your assets.

2. Your account

• You must be at least 18 years old.
• You sign in with a code emailed to you. Keep access to that mailbox secure — anyone who can read it can sign in as you.
• One account per person. Do not share it.
• You are responsible for what happens under your account.
• You may delete your account at any time in Settings → Delete account, or from the web. Deletion is immediate and permanent.

3. Not investment advice

This section is the most important one in this document.

• Nothing in Tracked Money is financial, investment, legal or tax advice, or a recommendation to buy or sell any security.
• We are not a registered investment adviser, broker-dealer, or financial institution in any jurisdiction.
• Filings are historical and delayed by law. A congressional PTR may be published up to 45 days after the trade it describes. By the time you see it, the price has almost certainly moved.
• Disclosed amounts are ranges, not exact figures, because that is how the law requires them to be filed.
• Performance figures describe what a disclosed set of positions would have returned. They are not the returns of any real portfolio, they are not audited, and past performance says nothing about future results.
• We do not guarantee that any information is accurate, complete, or current. Source documents can be amended, filed late, or contain errors, and we reproduce what was filed.
• Every signal links to its primary source document. Check it before acting on anything.

You could lose money. Any investment decision you make is entirely your own, and you should consider taking advice from a licensed professional.

4. Acceptable use

Do not:

• Scrape, bulk-download, or resell Tracked Money's data or content
• Reverse engineer the app, or attempt to access systems or accounts that are not yours
• Use Tracked Money to break any law, including securities law
• Present Tracked Money's output as your own product or as professional advice to others
• Interfere with the service, or place unreasonable load on it

We may suspend or terminate an account that does any of these.

5. Subscriptions and payment

Tracked Money has a free tier. Tracked Money Pro is an optional auto-renewing subscription that adds instant alerts, the reasoning behind each signal, and exit alerts.

• Payment is charged to your Apple ID or Google account at confirmation of purchase. We never see or store your card details.
• The subscription renews automatically at the same price unless you cancel it at least 24 hours before the end of the current period.
• Your account is charged for renewal within 24 hours of the end of the current period.
• Manage or cancel in your App Store or Google Play account settings. Deleting the Tracked Money app does not cancel a subscription, and neither does deleting your Tracked Money account.
• Where a free trial is offered, any unused portion is forfeited when you buy a subscription.
• Prices are shown in the app, in your local currency, and may change. Any change applies to future periods only, and is notified in advance.
• Refunds are handled by Apple or Google, under their policies. We cannot issue them ourselves. See Support.

6. Availability

Tracked Money is provided as-is. We do not promise it will be uninterrupted or error-free, and we may change or discontinue features. Our data depends on third parties — government filing systems and market data providers — whose availability and accuracy we do not control.

7. Intellectual property

Tracked Money's software, design, written analysis and branding belong to us. The underlying filings are public records and belong to nobody. You get a personal, non-transferable, non-exclusive licence to use the app for your own purposes.

8. Disclaimer and limitation of liability

To the fullest extent the law allows, Tracked Money is provided without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and accuracy.

To the fullest extent the law allows, we are not liable for any investment loss, lost profit, or indirect, incidental or consequential damages arising from your use of Tracked Money. Where liability cannot be excluded, it is limited to the amount you paid us in the twelve months before the claim.

Nothing here excludes liability that cannot lawfully be excluded.

9. If you got Tracked Money from the App Store

These terms are the licence agreement between you and [LEGAL NAME] Ltd alone. Apple is not a party to them. Because Tracked Money links to this document rather than to Apple's standard licence, the following terms apply and are required by Apple:

• This licence is granted for use on any Apple-branded device you own or control, as permitted by the App Store Terms of Service.
• Apple has no obligation to provide maintenance or support for Tracked Money. Support is ours — see Support.
• If Tracked Money fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price. To the maximum extent permitted by law, Apple has no other warranty obligation in respect of Tracked Money.
• We, not Apple, are responsible for addressing any claim by you or a third party relating to Tracked Money — including product liability, any failure to conform to legal requirements, and claims under consumer protection or privacy law.
• We, not Apple, are responsible for investigating and defending any third-party claim that Tracked Money infringes their intellectual property.
• You confirm you are not located in a country subject to a US Government embargo or designated as "terrorist supporting", and that you are not on any US Government prohibited or restricted party list.
• Apple and its subsidiaries are third-party beneficiaries of these terms and, on your acceptance, have the right to enforce them against you.

10. General

If part of this is unenforceable

If any provision is held invalid or unenforceable, it is severed and the rest remains in force.

The whole agreement

These terms and the Privacy Policy are the entire agreement between us about Tracked Money, and replace anything said or written before.

Not waiving anything by not enforcing it

If we do not enforce a right, that is not a waiver of it.

Transfer

You may not transfer or assign these terms. We may assign them to a successor in the event of a merger, acquisition or sale of assets, on notice to you.

Ending your access

You may stop using Tracked Money and delete your account at any time. We may suspend or terminate an account that breaches section 4, or where we are required to by law. Where it is reasonable to do so we will tell you why and give you a chance to respond. On termination your licence ends; sections 3, 8 and 10 survive.

11. Changes to these terms

We may update these terms. Material changes will be notified in the app before they take effect, and the date at the top will change. Continuing to use Tracked Money after that means you accept the new terms.

12. Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction — without affecting any consumer right you have to bring proceedings locally.

13. Contact

[LEGAL NAME] Ltd, England and Wales — [email protected]